Privacy Policy for Oscar Micro Capital App

Last updated: 10-02-2026

Oscar Micro Capital (“we”, “our”, “us”) operates the Oscar Micro Capital mobile application (“App”). This Privacy Policy explains how we collect, use, disclose, and protect user information in compliance with Google Play Developer Policies.

Information We Collect

We collect information necessary to provide financial and loan management services.

Personal Information

• Full name
• Mobile number
• Address
• Date of birth

App & Device Information

• Device information (such as device model and operating system)
• IP address
• App usage and login activity

How We Use Information

• Provide and manage loan-related services
• Verify user identity
• Maintain employee and member records
• Generate reports and dashboards
• Improve app functionality and security
• Comply with legal and regulatory requirements

Information Sharing and Disclosure

We do not sell or trade personal data.

Information may be shared only:

• With authorized employees of Oscar Micro Capital
• When required by law or government authorities
• To prevent fraud or unauthorized activities

Data Security

We use appropriate technical and organizational measures to protect user data, including:

• Secure authentication
• Restricted access based on user roles
• Encrypted data transmission where applicable

However, no method of transmission over the internet is completely secure.

Data Retention and Deletion

User data is retained only as long as necessary for business and legal purposes. Users may request access, correction, or deletion of their personal data by contacting us at the email address below, subject to legal and regulatory requirements.

Permissions Used by the App

The app may request permissions such as:

• Internet access (for data synchronization)
• Storage (for document upload, if applicable)

Permissions are used only for app functionality and not for unauthorized purposes.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Updates will be reflected on this page with a revised date.

Contact Information

If you have questions or requests related to privacy, please contact:

Oscar Micro Capital
📧 Email: oscarmicrocapital@gmail.com
📍 Location: India